3 Annoying Tricks Real Estate Companies are Probably Playing On You Right Now!
Audio Report

New Class: "How To Repair Your Credit & Boost Your Score by 100+ Points!"

For years we have given buyers some basic help if they have had credit problems. Now we are shifting that into high gear with this new class, the first class like it in the Ann Arbor area.

There are a lot of myths surrounding credit and credit scores and a bad credit score can cost you tens of thousands in additional loan fees as well as impacting your ability to lease a home or get a promotion. You need to take control of this part of your financial life.

Come to this class and find out the down-and-dirty about the credit bureaus and see how the Fair Credit Reporting Act can be used to help your situation.


Times:
7:00 P.M. to 8:30 P.M.

Dates:

Monday, June 23rd, 2008 *** NOTE DATE CHANGE ***


The class and handouts are free but because of limited seating pre-registration is required. And, you must have either come to one of our home buying classes previously or had an interview with one of our agents. To register you must call (734) 223-98313 and leave a message with your name, the number of seats you would like reserved, and a number we can call to confirm your reservation.

Class: EXTREME HOME BUYING!
"Buying a Home Without Losing Your Shirt!"

Nobody has ever seen a real estate market quite like this in the Ann Arbor area before. A lot of sellers owe more on their home than the home is worth, a lot of lenders are getting "quirky", and a lot of buyers don't know who to turn to for answers.

This class is what you are looking for. It focuses on expensive mistakes many home buyers are making today as well as the four stages of home buying:

1. General preparation for the home buying task.
2. The home search.
3. Negotiations with the seller.
4. Getting to closing, inspections, mortgages,

This is the only local class taught by a nationally ranked home buying expert.

Times:
7:00 P.M. to 8:30 P.M.

Dates:

Monday, October 13th, 2008
Monday, November 10th, 2008

The class and handouts are free but because of limited seating pre-registration is required. To register you must call (734) 945-1593.

Class: How To Buy A Foreclosure

For the first time ever it is quite possible to save significant amounts of money by buying a foreclosure in the Ann Arbor area.

But you need to know when to buy, how to buy, what to buy and who to buy from.

The teacher bought his first foreclosure 19 years ago and has helped home buyers like you purchase many since then.

Times:
7:00 P.M. to 8:30 P.M.

Dates:

Monday, September 22nd, 2008
Monday, October 27th, 2008
Monday, November 24th, 2008

The class and handouts are free but because of limited seating pre-registration is required. And, you must have either come to one of our home buying classes previously or had an interview with one of our agents. To register you must call (734) 945-1593.

Location:
Classes are provided at our office located at 1908 W. Stadium Blvd., in the West Stadium Shopping Center.
We are directly across the street from the Comerica Bank, near Baskin Robins and Little Caesar's.

Special Class offered at Employer lunches or club meetings (If you manage a business, club or association contact our office for further information.)

All About Mortgages For First-Time Home Buyers

This fast moving and fun class focuses on the process of choosing a lender and a mortgage. Information is presented on how to effectively compare lender pricing and on how to negotiate a good loan.

Protect yourself from these expensive lender tricks:

• The "11th Hour Squeeze"The "Rate Bump"The "Government Switch"The "Computer Mix-Up"The "Unpublished Index"
• And others

Also Learn:

• The type of loan never to do over the internetHow to really compare lender rates and fees (You can't just compare the A.P.R or the G.F.E.)
• How lenders make their profit

All About Mortgages For First-Time Home Buyers
Refinancing can often save you hundreds, maybe even thousands of dollars a year, but radio commercials are filled with scams:

• Why you should (or shouldn't) do a refinance
• 4 steps for choosing a loan
• How to campare lender deals

We helped area home buyers save over one million dollars last year. If you are interested in saving money on your next home, send us a note. Or, give us a call at (734) 662-6240.

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